The law at work is meant for who?
A Reflection on the Judicial System and Mortgage Arrears Over 10 years ago, My Husband and I found myself facing the court system for the first time due to mortgage arrears caused by unemployment. Despite numerous attempts to negotiate with my mortgage provider, they insisted on pursuing legal action. This experience gave me a first-hand look at how the judiciary functions, and I can't help but feel disillusioned by the way it unfolded. Upon arriving at court, the bank’s lawyer immediately attempted to rush through a deal that would have resulted in the repossession of our home within 56 days. When the case was presented to the judge, the decision was made based on our submitted financial position and the lawyer’s argument about our lack of payment. However, no one asked us about the circumstances behind the missed payments—why we couldn’t pay and what had led to the arrears. The judge simply ruled in favour of the bank. Walking out of the court, I felt an overwhelming sense...